Congratulations. You will receive a written confirmation of your credit account details in the coming days. Simply apply for a new credit to cover the additional funds you need. Your old credit will continue to be repaid at its current interest rate. Alternatively, if we cannot process your application online, we will print your credit agreement and send it to you as soon as possible (it should be with you within 4 working days depending on the post office). If we send you a postal loan agreement, please sign and date it at the place indicated and send it back to us in the envelope provided for this purpose. If we have asked for confirmation of identity, income or other documents, you can visit any store and they will make copies of your original documents – you may want to make an appointment at peak times. – Once we have obtained your signed agreement (including any supporting documents we have requested), we will generally process your application within 3 working days A debt consolidation loan could be used to repay existing credit cards, memory cards, overdrafts and other personal loans. If your finances are temporarily affected by the coronavirus and you can`t afford to pay your full monthly loans, we`re here to help. You can request your first or second refund break if you haven`t already had the maximum of two.
A credit term indicates the duration of your credit agreement. We have shown you our minimum and maximum credit amounts and conditions in the table opposite. Don`t worry if you notice that the credit account was opened before you get your credit funds, this is normal and you should expect to receive the funds shortly. To make you feel comfortable when applying for a loan online, we`ve created a step-by-step guide that helps you through the process. Take a look before applying. How to apply for a loan online An additional payment can reduce your credit term or reduce the cost of your monthly payment. For private loans claimed after November 14, 2010, we calculate that you can consolidate all your debts into a single private loan and make only one payment per month. You will find a lot of information about credit in our Frequently Asked Questions section.
If we accept your loan, we will send you an email, text or letter to confirm when we will definitively approve it. In this case, a confirmation letter as well as copies of the application file, including a copy of your loan agreement, as well as an SMS or email, will be sent to your online mailbox to inform you if the documents have been sent to your voicemail. You can now manage your loan online and request things like your final billing amount, make an additional credit payment, or check your interest rate. Find out if, at the beginning of your application, you will likely be approved for a debt consolidation loan. If you have a NatWest checking account, we confirm in most cases the amount of the credit and your rate without affecting your creditworthiness. Depending on what you need money for, a credit card or collection may be a better option than a private loan. Our credit options guide helps you determine which type of loan is best for you. We will send you an SMS to confirm that your loan is on your account. No, we do a soft credit check and Cora offers you an indicative credit offer via Facebook Messenger….